Detail By Card

info

This endpoint returns detailed information for a single credit card

HTTP REQUEST
GET /creditcard-detail-bycard/{cardKey}

RESPONSE
[
  {
    "cardKey": "amex-gold",
    "cardIssuer": "American Express",
    "cardName": "American Express® Gold",
    "cardNetwork": "American Express",
    "cardType": "Personal",
    "cardUrl": "https://www.americanexpress.com/us/credit-cards/card/gold-card",
    "annualFee": 325,
    "fxFee": 0.0,
    "isFxFee": 0,
    "creditRange": "Good to Excellent",
    "baseSpendAmount": 1.0,
    "baseSpendEarnType": "American Express Membership Rewards",
    "baseSpendEarnCategory": "Flex point",
    "baseSpendEarnCurrency": "points",
    "baseSpendEarnValuation": 2.2,
    "baseSpendEarnIsCash": 1,
    "baseSpendEarnCashValue": 0.6,
    "isSignupBonus": 1,
    "signupBonusAmount": "60000",
    "signupBonusType": "American Express Membership Rewards",
    "signupBonusCategory": "Flex point",
    "signUpBonusItem": "points",
    "signupBonusSpend": 6000,
    "signupBonusLength": 6,
    "signupBonusLengthPeriod": "Months",
    "signupAnnualFee": 325,
    "isSignupAnnualFeeWaived": 0,
    "signupStatementCredit": 0,
    "signupBonusDesc": "Earn 60,000 Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership + receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/2024.",
    "trustedTraveler": "",
    "isTrustedTraveler": 0,
    "loungeAccess": "",
    "isLoungeAccess": 0,
    "freeHotelNight": "",
    "isFreeHotelNight": 0,
    "freeCheckedBag": "",
    "isFreeCheckedBag": 0,
    "isActive": 1,
    "benefit": [
      {
        "benefitTitle": "$100 Resy Credit",
        "benefitDesc": "Enroll and get up to $50 back semi-annually in statement credits each calendar year after you pay with the Card to dine at U.S. Resy restaurants or make other eligible Resy purchases."
      },
      {
        "benefitTitle": "$120 Dining Credit",
        "benefitDesc": "Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations."
      },
      {
        "benefitTitle": "$120 Uber Cash on Gold",
        "benefitDesc": "Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll automatically get $10 in Uber Cash each month for Uber Eats orders or Uber rides in the U.S. Plus, you'll earn 4X Membership Rewards® points for each Uber Eats purchase on your Card."
      },
      {
        "benefitTitle": "$84 Dunkin' Credit",
        "benefitDesc": "Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at Dunkin' locations."
      },
      {
        "benefitTitle": "American Express Preferred Access",
        "benefitDesc": "With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability."
      },
      {
        "benefitTitle": "Baggage Insurance Plan",
        "benefitDesc": "Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions."
      },
      {
        "benefitTitle": "Car Rental Loss and Damage Insurance",
        "benefitDesc": "Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage."
      },
      {
        "benefitTitle": "Global Assist® Hotline",
        "benefitDesc": "Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply."
      },
      {
        "benefitTitle": "The Hotel Collection",
        "benefitDesc": "Delight your senses when you book The Hotel Collection with American Express Travel. Get a $100 experience credit to use during your stay. Minimum 2-night stay is required."
      }
    ],
    "spendBonusCategory": [
      {
        "spendBonusCategoryType": "Single Category - Airfare",
        "spendBonusCategoryName": "Airfare",
        "spendBonusCategoryId": 2013874334,
        "spendBonusCategoryGroup": "Travel",
        "spendBonusSubcategoryGroup": "All Airfare",
        "spendBonusDesc": "3x on flights booked directly with airlines or on amextravel.com",
        "earnMultiplier": 3.0,
        "isDateLimit": 0,
        "limitBeginDate": "",
        "limitEndDate": "",
        "isSpendLimit": 0,
        "spendLimit": 0,
        "spendLimitResetPeriod": ""
      },
      {
        "spendBonusCategoryType": "Single Category - amextravel.com",
        "spendBonusCategoryName": "amextravel.com",
        "spendBonusCategoryId": 1120466653,
        "spendBonusCategoryGroup": "Travel",
        "spendBonusSubcategoryGroup": "Travel Agency",
        "spendBonusDesc": "2x on prepaid hotels and other eligible travel purchases, booked through AmexTravel.com",
        "earnMultiplier": 2.0,
        "isDateLimit": 0,
        "limitBeginDate": "",
        "limitEndDate": "",
        "isSpendLimit": 0,
        "spendLimit": 0,
        "spendLimitResetPeriod": ""
      },
      {
        "spendBonusCategoryType": "Single Category - Dining",
        "spendBonusCategoryName": "Dining",
        "spendBonusCategoryId": 160378660,
        "spendBonusCategoryGroup": "Dining",
        "spendBonusSubcategoryGroup": "All Dining",
        "spendBonusDesc": "4x at restaurants worldwide, on up to $50K in purchases",
        "earnMultiplier": 4.0,
        "isDateLimit": 0,
        "limitBeginDate": "",
        "limitEndDate": "",
        "isSpendLimit": 1,
        "spendLimit": 50000,
        "spendLimitResetPeriod": "Year"
      },
      {
        "spendBonusCategoryType": "Single Category - Grocery Stores",
        "spendBonusCategoryName": "Grocery Stores",
        "spendBonusCategoryId": 1132334901,
        "spendBonusCategoryGroup": "Shopping",
        "spendBonusSubcategoryGroup": "Grocery",
        "spendBonusDesc": "4x on groceries at U.S. supermarkets on up to $25,000 in purchases per year",
        "earnMultiplier": 4.0,
        "isDateLimit": 0,
        "limitBeginDate": "",
        "limitEndDate": "",
        "isSpendLimit": 1,
        "spendLimit": 25000,
        "spendLimitResetPeriod": "Year"
      }
    ],
    "annualSpend": []
  }
]

Notes

baseSpendEarnValuation: this is a subjective valuation of a point based on several sources (The Points Guy, NerdWallet, etc.)
spendBonusCategoryType:
- Multi Category: Spend Limit is shared across two or more categories, for example, Chase Freedom has a quarterly promotion where Grocery Stores, Fitness Club, and Target have a total spend limit of $1,500
- Option 1: Several cards have an option where you can select one category within a list to get the spend bonus applied (eg. Bank of America® Customized Cash Rewards)
- Option 1 (Select two): Similar to Option 1 except you can select two cateogories (eg. U.S. Bank Cash+® Visa Signature®)
- Single Category: Most common, one category

Path Parameters

NAME	TYPE	DESCRIPTION	REQUIRED
cardKey	string	unique Rewards CC key ID	Yes

Examples

/creditcard-detail-bycard/amex-gold

Response Attributes

NAME	TYPE	DESCRIPTION
cardKey	string	Rewards Credit Card API unique card key
cardName	string	Name of credit card
cardIssuer	string	Issuing bank
cardNetwork	string	Network (e.g. Visa)
cardType	string	Type (e.g. Personal)
cardUrl	string	Card bank url
annualFee	number	Annual fee in USD
fxFee	number	Foreign transaction fee (%)
isFxFee	bit	Does card have foreign echange fee? (0=no, 1=yes)
creditRange	string	Credit required
baseSpendAmount	number	Points earned per dollar spend
baseSpendEarnType	string	Redemption program (e.g. American AAdvantage)
baseSpendEarnCategory	string	Spend earning category (e.g. Travel)
baseSpendEarnCurrency	string	Spend earning currenty type (rewards, miles, cashback, crypto, points)
baseSpendEarnValuation	number	Subjective valuation of a point
baseSpendEarnIsCash	bit	Can points be convered to a statement credit? (0=no, 1=yes)
baseSpendEarnCashValue	number	If points can be cashed out (baseSpendEarnIsCash=1), what is the value per point (eg. AMEX MR can be cashed out at .6 cpp)
isSignupBonus	bit	Does card have sign-up bonus? (0=no, 1=yes)
signupBonusAmount	number	Amount of sign-up miles, points, cash
signupBonusType	string	Redemption program (e.g. American AAdvantage)
signupBonusCategory	string	Sign-up bonus category (e.g. Travel)
signUpBonusItem	string	Sign-up bonus item(e.g. Gift Card, miles, points, cash )
signupBonusSpend	number	Minimum spend
signupBonusLength	number	Length time units
signupBonusLengthPeriod	string	Period (day, month, or year)
signupAnnualFee	number	First year annual fee
isSignupAnnualFeeWaived	bit	Is annual fee waived first year? (0=no, 1=yes)
signupStatementCredit	string	Additional amount of sign-up bonus if applicable
signupBonusDesc	string	Sign-up bonus description
trustedTraveler	string	Trusted traveler credit description
isTrustedTraveler	bit	Does card have trusted traveler credit? (0=no, 1=yes)
loungeAccess	string	Lounge access benefit description
isLoungeAccess	bit	Does card include lounge access? (0=no, 1=yes)
freeHotelNight	string	Free annual hotel night certificate description
isFreeHotelNight	bit	Does card include a free annual hotel night certificate? (0=no, 1=yes)
freeCheckedBag	string	Free airline checked bag description
isFreeCheckedBag	bit	Does card include a free checked bag? (0=no, 1=yes)
isActive	bit	Is card currently open for applications? (0=no, 1=yes)
benefitTitle	string	Card benefit title
benefitDesc	string	Card benefit description
spendBonusCategoryType	string	Spend bonus category type (see notes section)
spendBonusCategoryName	string	Spend bonus category name (eg. Dining)
spendBonusCategoryId	string	unique Spend Bonus Category ID
spendBonusCategoryGroup	string	Spend bonus category name (eg. Dining)
spendBonusSubcategoryGroup	string	Spend bonus category name (eg. Dining)
spendBonusDesc	string	Spend bonus description
earnMultiplier	number	points/miles per dollar
isDateLimit	bit	Is category date limited? (0=no, 1=yes)
limitBeginDate	date	Date spend bonus begins
limitEndDate	date	Date spend bonus ends
isSpendLimit	bit	Is there a spend limit? (0=no, 1=yes)
spendLimit	number	Spent limit amount if applies
spendLimitResetPeriod	string	If spend limit when the limit is reset (eg. Year)
annualSpendDesc	string	Description if card includes bonus for reaching an annual spend

Data Source(s)

Bank websites

Notes​

Path Parameters​

Examples​

Response Attributes​

Data Source(s)​

Notes

Path Parameters

Examples

Response Attributes

Data Source(s)