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Detail By Card


This endpoint returns detailed information for a single credit card

GET /creditcard-detail-bycard/{cardKey}
"cardKey": "amex-gold",
"cardIssuer": "American Express",
"cardName": "American Express® Gold",
"cardNetwork": "American Express",
"cardType": "Personal",
"cardUrl": "",
"annualFee": 250,
"fxFee": 0.0,
"isFxFee": 1,
"creditRange": "Good to Excellent",
"baseSpendAmount": 1.0,
"baseSpendEarnType": "American Express Membership Rewards",
"baseSpendEarnCategory": "Flex point",
"baseSpendEarnCurrency": "Points",
"baseSpendEarnValuation": 2.2,
"baseSpendEarnIsCash": 1,
"baseSpendEarnCashValue": 0.6,
"isSignupBonus": 1,
"signupBonusAmount": "60000",
"signupBonusType": "American Express Membership Rewards",
"signupBonusCategory": "Flex point",
"signUpBonusItem": "Points",
"signupBonusSpend": 4000,
"signupBonusLength": 6,
"signupBonusLengthPeriod": "months",
"signupAnnualFee": 250,
"isSignupAnnualFeeWaived": 0,
"signupStatementCredit": 0,
"signupBonusDesc": "Earn 60,000 Membership Rewards® Points after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership",
"trustedTraveler": "",
"isTrustedTraveler": 0,
"loungeAccess": "",
"isLoungeAccess": 0,
"freeHotelNight": "",
"isFreeHotelNight": 0,
"freeCheckedBag": "",
"isFreeCheckedBag": 0,
"isActive": 1,
"benefit": [
"benefitTitle": "$120 Dining Credit",
"benefitDesc": "When you dine at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations you can earn up to $10 in statement credits monthly when you pay with the Gold Card. This can be an annual savings of up to $120. Enrollment required."
"benefitTitle": "Additional Cards",
"benefitDesc": "You can add an Additional Card for anyone 13+ and you can earn Membership Rewards® points for their purchases in the same way you do on your own."
"benefitTitle": "American Express Experiences®",
"benefitDesc": "Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more."
"benefitTitle": "American Express® Preferred Seating",
"benefitDesc": "With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit"
"benefitTitle": "Amex Offers",
"benefitDesc": "Amex Offers rewards you at places you like to shop, dine, travel, and more. Simply log in to your account or use the American Express® app to add offers to your Card. Then use that same Card to pay and enjoy rewards directly on your statement."
"benefitTitle": "Baggage Insurance Plan",
"benefitDesc": "Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions."
"benefitTitle": "Car Rental Loss and Damage Insurance",
"benefitDesc": "Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage."
"benefitTitle": "Card Member Services",
"benefitDesc": "Whenever you need us, we're here.Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7."
"benefitTitle": "Global Assist® Hotline",
"benefitDesc": "Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply."
"benefitTitle": "Membership Rewards® Pay With Points",
"benefitDesc": "Use Pay with Points to book a memorable adventure. Visit to book your next vacation and enjoy the convenience of using Pay with Points to cover all or part of your flight and prepaid hotel."
"benefitTitle": "No foreign transaction fees",
"benefitDesc": "Enjoy every trip abroad with no foreign transaction fees from American Express with the Gold Card."
"benefitTitle": "The Hotel Collection",
"benefitDesc": "You get a $100 hotel credit to spend on qualifying dining, spa, and resort activities, plus a room upgrade upon arrival, if available, when you book a stay of at least two consecutive nights with American Express Travel at over 600 properties.Qualifying activities vary by property."
"spendBonusCategory": [
"spendBonusCategoryType": "Single Category - Airfare",
"spendBonusCategoryName": "Airfare",
"spendBonusCategoryId": 2013874334,
"spendBonusCategoryGroup": "Travel",
"spendBonusSubcategoryGroup": "All airfare",
"spendBonusDesc": "3X points on flights booked directly with airlines",
"earnMultiplier": 3.0,
"isDateLimit": 0,
"limitBeginDate": "",
"limitEndDate": "",
"isSpendLimit": 0,
"spendLimit": 0,
"spendLimitResetPeriod": ""
"spendBonusCategoryType": "Single Category -",
"spendBonusCategoryName": "",
"spendBonusCategoryId": 1120466653,
"spendBonusCategoryGroup": "Travel",
"spendBonusSubcategoryGroup": "Travel Agency",
"spendBonusDesc": "3X points on flights booked on",
"earnMultiplier": 3.0,
"isDateLimit": 0,
"limitBeginDate": "",
"limitEndDate": "",
"isSpendLimit": 0,
"spendLimit": 0,
"spendLimitResetPeriod": ""
"spendBonusCategoryType": "Single Category - Dining",
"spendBonusCategoryName": "Dining",
"spendBonusCategoryId": 160378660,
"spendBonusCategoryGroup": "Dining",
"spendBonusSubcategoryGroup": "All Dining",
"spendBonusDesc": "4X points at restaurants worldwide, plus takeout and delivery in the U.S.",
"earnMultiplier": 4.0,
"isDateLimit": 0,
"limitBeginDate": "",
"limitEndDate": "",
"isSpendLimit": 0,
"spendLimit": 0,
"spendLimitResetPeriod": ""
"spendBonusCategoryType": "Single Category - Grocery Stores",
"spendBonusCategoryName": "Grocery Stores",
"spendBonusCategoryId": 1132334901,
"spendBonusCategoryGroup": "Shopping",
"spendBonusSubcategoryGroup": "Grocery",
"spendBonusDesc": "4X points on groceries at U.S. supermarkets on up to $25,000 in purchases per year",
"earnMultiplier": 4.0,
"isDateLimit": 0,
"limitBeginDate": "",
"limitEndDate": "",
"isSpendLimit": 1,
"spendLimit": 25000,
"spendLimitResetPeriod": "Year"
"annualSpend": []


  • baseSpendEarnValuation: this is a subjective valuation of a point based on several sources
  • spendBonusCategoryType:
    • Multi Category: Spend Limit is shared across two or more categories, for example, Chase Freedom has a quarterly promotion where Grocery Stores, Fitness Club, and Target have a total spend limit of $1,500
    • Option 1: Several cards have an option where you can select one category within a list to get the spend bonus applied (eg. Bank of America® Customized Cash Rewards)
    • Option 1 (Select two): Similar to Option 1 except you can select two cateogories (eg. U.S. Bank Cash+® Visa Signature®)
    • Single Category: Most common, one category

Path Parameters

cardKeystringunique Rewards CC key IDYes


Response Attributes

cardKeystringRewards Credit Card API unique card key
cardNamestringName of credit card
cardIssuerstringIssuing bank
cardNetworkstringNetwork (e.g. Visa)
cardTypestringType (e.g. Personal)
cardUrlstringCard bank url
annualFeenumberAnnual fee in USD
fxFeenumberForeign transaction fee (%)
isFxFeebitDoes card have foreign echange fee? (0=no, 1=yes)
creditRangestringCredit required
baseSpendAmountnumberPoints earned per dollar spend
baseSpendEarnTypestringRedemption program (e.g. American AAdvantage)
baseSpendEarnCategorystringSpend earning category (e.g. Travel)
baseSpendEarnCurrencystringSpend earning currenty type (rewards, miles, cashback, crypto, points)
baseSpendEarnValuationstringSpend earning category (e.g. Travel)
baseSpendEarnIsCashbitCan points be convered to a statement credit? (0=no, 1=yes)
baseSpendEarnCashValuenumberIf points can be cashed out (baseSpendEarnIsCash=1), what is the value per point (eg. AMEX MR can be cashed out at .6 cpp)
isSignupBonusbitDoes card have sign-up bonus? (0=no, 1=yes)
signupBonusAmountnumberAmount of sign-up miles, points, cash
signupBonusTypestringRedemption program (e.g. American AAdvantage)
signupBonusCategorystringSign-up bonus category (e.g. Travel)
signUpBonusItemstringSign-up bonus item(e.g. Gift Card, miles, points, cash )
signupBonusSpendnumberMinimum spend
signupBonusLengthnumberLength time units
signupBonusLengthPeriodstringPeriod (day, month, or year)
signupAnnualFeenumberFirst year annual fee
isSignupAnnualFeeWaivedbitIs annual fee waived first year? (0=no, 1=yes)
signupStatementCreditstringAdditional amount of sign-up bonus if applicable
signupBonusDescstringSign-up bonus description
trustedTravelerstringTrusted traveler credit description
isTrustedTravelerbitDoes card have trusted traveler credit? (0=no, 1=yes)
loungeAccessstringLounge access benefit description
isLoungeAccessbitDoes card include lounge access? (0=no, 1=yes)
freeHotelNightstringFree annual hotel night certificate description
isFreeHotelNightbitDoes card include a free annual hotel night certificate? (0=no, 1=yes)
freeCheckedBagstringFree airline checked bag description
isFreeCheckedBagbitDoes card include a free checked bag? (0=no, 1=yes)
isActivebitIs card currently open for applications? (0=no, 1=yes)
benefitTitlestringCard benefit title
benefitDescstringCard benefit description
spendBonusCategoryTypestringSpend bonus category type (see notes section)
spendBonusCategoryNamestringSpend bonus category name (eg. Dining)
spendBonusCategoryIdstringunique Spend Bonus Category ID
spendBonusCategoryGroupstringSpend bonus category name (eg. Dining)
spendBonusSubcategoryGroupstringSpend bonus category name (eg. Dining)
spendBonusDescstringSpend bonus description
earnMultipliernumberpoints/miles per dollar
isDateLimitbitIs category date limited? (0=no, 1=yes)
limitBeginDatedateDate spend bonus begins
limitEndDatedateDate spend bonus ends
isSpendLimitbitIs there a spend limit? (0=no, 1=yes)
spendLimitnumberSpent limit amount if applies
spendLimitResetPeriodstringIf spend limit when the limit is reset (eg. Year)
annualSpendDescstringDescription if card includes bonus for reaching an annual spend

Data Source(s)

Bank websites